Your Credit History and Score, and How They Impact Your Mortgage Loan Cost and Terms

Chapter 3 looks at how mortgage lenders assess your credit profile based on your level of debts, payment history, credit inquiries, delinquent accounts, public records and overall credit score. Creditors consider your credit profile an indication of your willingness to repay your mortgage loan.

3-1      Your Credit Report.

3-1-1 The Process for Fixing Errors on Your Credit Report.

3-2      Your Credit Score.

3-3      Improving Your Score and Keeping It High.

3-4      Reaping the Benefits of a High Credit Score.